Residential Update: Why do I need to provide a reference when renting?

Published on: 31st August 2017

When applying to rent a property you will be required to provide some basic details including your employer, income, previous address and bank account information.

Why do I need to be referenced?

Referencing is nothing to worry about, it just allows the landlord to be sure that their tenant will meet the monthly payments and take good care of the property.

What if there are problems with my reference?

It is not uncommon for tenants to have their reference rejected. This may happen if you are a student with no regular income, or perhaps you are leaving your family home and have no renting history. If this happens then do not panic, there are other options, perhaps you can pay a full rental term up front, or more likely, seek out a guarantor.

What is a guarantor?

A guarantor, often a parent or guardian, will agree to take responsibility for the rent on your property if you fail to meet the payments. Your guarantor will be required to pay any rent debts and any damages exceeding the deposit figure.

If going down this route then your guarantor will need to complete a similar referencing process. As long as they are a UK resident, in employment and earning enough to cover your rental commitment then there should be no further issues.

If you have any questions on the referencing process or are unsure how best to proceed then please get in touch with our specialist lettings team on 0113 221 6019.

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5 tips for preventing mould in your residential property

Whether you rent or own a property, mould can be a huge problem. Not only can an outbreak of mould affect your quality of life, you may also be required to cover the cost of cleaning the property during your tenancy. As with anything prevention is always the best cure, if you have a mould infestation and are wondering how to deal with it, then we have also covered a common method for removing mould. 1. Dry wet areas immediately  Mould will only grow where there is moisture, by tackling wet areas straight away you reduce the chance of mould appearing in your property. Mould is most common in bathrooms and so it is important to remember to dry the floor and walls after a shower, and don’t forget to hang up your wet towel!

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Whether you rent or own a property, mould can be a huge problem. Not only can an outbreak of mould affect your quality of life, you may also be required to cover the cost of cleaning the property during your tenancy.

As with anything prevention is always the best cure, if you have a mould infestation and are wondering how to deal with it, then we have also covered a common method for removing mould.

1. Dry wet areas immediately 

Mould will only grow where there is moisture, by tackling wet areas straight away you reduce the chance of mould appearing in your property. Mould is most common in bathrooms and so it is important to remember to dry the floor and walls after a shower, and don’t forget to hang up your wet towel!

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2. Move furniture away from the walls

One of the first steps to preventing mould is to ensure that there is proper air flow through each room in your property. A simple way to achieve this is moving your furniture away from the walls. Exterior walls in particular are often colder than interior walls and therefore more at risk of damp and mould.

3. Prevent moisture with proper ventilation

Anything from boiling a kettle, cooking your dinner or having a shower can produce steam, thus producing moisture that can cause mould. Opening a window and turning on your extractor fans will help to reduce the moisture in the air.

4. Dry your clothes outside

Did you know that from just one load of washing over 2 litres of moisture is released into the air? This can be a major cause of damp and by drying your clothes outside you can easily alleviate this issue. If you do not have access to a suitable outdoor area then as stated above, ensure there is a window open to provide ventilation.

5. Prevent smoke in your property

Too much smoke in the air can easily contaminate it and without proper ventilation can lead to mould developing. If you are a smoker then it is always advisable to smoke outside, but also try to prevent lighting to many candles and if you have a fire then use it sparingly, unless it is ventilated correctly.

Removing mould

Make sure that when it comes to cleaning the mould, you work in a ventilated area with correct safety equipment, such as gloves and masks to ensure your safety. Do not just attempt to scrape the mould off, especially if you have a respiratory condition such as asthma.

The simplest way to remove mould is to make a solution that is four parts water and one part bleach, apply the solution to the mould using a damp cloth, scrubbing gently until it is gone.

If the mould persists then contact your landlord to let them know of the issue and they will assess what further action needs to be taken. Remember that any issues such as mould that you fail to report could leave you liable for the professional cleaning at the end of your tenancy.

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Furnished or unfurnished? It's your choice

Believe it or not, there is no standard definition of what a furnished, unfurnished or part furnished property will include. Residential letting expert, Diana Warr explains the basic differences. Unfurnished Broadly speaking an unfurnished property will be the cheapest to rent and while unfurnished means it doesn’t come with furniture, you will often find basics such as carpets, curtains, light fittings and a cooker included.

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Believe it or not, there is no standard definition of what a furnished, unfurnished or part furnished property will include. Residential letting expert, Diana Warr explains the basic differences.

Unfurnished

Broadly speaking an unfurnished property will be the cheapest to rent and while unfurnished means it doesn’t come with furniture, you will often find basics such as carpets, curtains, light fittings and a cooker included.

[fulltext] =>

Part furnished

In a part furnished flat, you would expect to see the basics listed above with the addition of white goods and a few pieces of furniture to provide you with a starting point to making the property your own.

Furnished

The definition of a furnished flat is largely down to the discretion of the landlord. In a fully furnished letting you should expect all the main fixtures, fittings and white goods, along with lounge and bedroom furniture. You should not expect crockery, cutlery, towels, pots and pans but in some properties, this will be provided.

When you are viewing a flat, we recommend asking your agent to point out the items that will be included so you are not left disappointed. On the day that you move into any property you will complete an inventory so that you and the landlord know exactly what is included at the start of your tenancy.

If you would like to discuss your requirements then please get in touch with our dedicated lettings team, on 0113 221 6019.

Contact Us

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Impact of the budget on the housing sector

The Chancellor of the Exchequer, Philip Hammond gave his first budget to parliament earlier this month. With only one mention of housing, many in the sector are aptly referring to the announcement as ‘the boring budget’. With the most notable issue being the refusal to discuss housing, our residential property expert Diana Warr comments on the implications of the budget and what exactly Hammond omitted from his speech. “Many buy-to-let landlords will have watched the budget expectantly as after pressure from the property industry it was anticipated that the chancellor might have discussed reducing or reversing the additional 3% stamp duty surcharge on second homes.

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The Chancellor of the Exchequer, Philip Hammond gave his first budget to parliament earlier this month. With only one mention of housing, many in the sector are aptly referring to the announcement as ‘the boring budget’.

With the most notable issue being the refusal to discuss housing, our residential property expert Diana Warr comments on the implications of the budget and what exactly Hammond omitted from his speech.

“Many buy-to-let landlords will have watched the budget expectantly as after pressure from the property industry it was anticipated that the chancellor might have discussed reducing or reversing the additional 3% stamp duty surcharge on second homes.

[fulltext] =>

“There was also no mention of the tax relief for landlords, which are due to be cut next month. We are disappointed that the proposed tax cut still looks likely to go ahead and feel it will only create further pressure on landlords, which will in turn drive rents up or reduce the supply of rental property in the market.

“The Chancellor announced a £690million fund for English councils to invest in transport infrastructure. There is the strong possibility that this improvement in transport links could help boost local rental values, as has been proved by increased rents in the locations most likely to benefit from Crossrail and HS2.

“Unfortunately yesterday’s budget has provided us with more questions than answers and many of these will need further clarification before the real implications on the housing market can be assessed.”

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With only one mention of housing, many in the sector are aptly referring to yesterday’s announcement as ‘the boring budget’. 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