Building Reinstatement Costs Assessments (BRCA’s)

Published on: 12th October 2018

Guy Owen, building consultancy specialist at Sanderson Weatherall discusses building reinstatement costs and why getting an assessment is essential.

What is a BRCA?

A BRCA provides an accurate assessment of the likely cost of demolishing and reconstructing a commercial property in the event of a total loss, such as in a major fire. Most commercial property insurers will require a sum to be insured and this amount will be factored in when pricing a policy. It may be tempting to provide a lower figure to reduce the policy cost but this can be a false economy and have serious consequences.

Why are BRCA’s important?

An accurate and up to date BRCA enables the individual or company responsible for the insurance of a property to ensure that it is adequately and accurately insured.

What are the consequences of an inaccurate BRCA?

There can be serious consequences if a property is inaccurately insured.

If a property is over insured, the insurance premium will likely be more expensive than necessary. Conversely, if the building is under insured, in the event of a claim for reinstatement the policy may not pay out a sufficient sum to rebuild the property which may leave the business or occupier unable to continue trading.

Over a large portfolio of properties the unnecessary costs of over insuring or the risk of under insuring can be a significant issue.

Complications can arise in calculating the building reinstatement cost for unusual or complex properties, such as listed buildings, mixed use properties and properties in remote locations.

Expert advice from Sanderson Weatherall

Thankfully, SW has extensive experience across all sectors of commercial property and can provide accurate BRCA’s using the most up to date industry pricing information all backed by our comprehensive Professional Indemnity Insurance.

We are commercial property experts and typically carry out 5-10 BRCA’s per month for clients throughout the UK.

We can also provide expert valuation advice for plant and machinery within commercial properties, such as factories and advanced warehouses.

Contact one of the team to discuss your building, plant and machinery insurance queries today.

Contact Us

Building Surveying

Our building surveying team will give you a detailed understanding of the condition of the property you are planning to buy, or rent, or already own.

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Our building surveying team will give you a detailed understanding of the condition of the property you are planning to buy, or rent, or already own.

[fulltext] =>

We provide several different types of building surveys, (each of which can be tailored to suit your requirements) including:

  • Pre-acquisition surveys – an analysis and quantification of potential risks to the building you are about to purchase or rent
  • Technical due diligence – a detailed technical analysis of the property you about to purchase or rent, currently own or rent, including full ananlysis of any related legal, statutory and construction documents;
  • Pre-divestment surveys – an analysis of the existing building you are about to dispose of, which may be transferred to any purchaser that acts to speed up your property sale

 

When looking for a new property, a building survey will ensure you know of any defects to the building before entering into a contract and the costs of remedying any disrepair.

Working with us also allows you to plan ahead, taking into account any extra costs that may be require allocating to satisfy any key defects, repairing liabilities, legal or regulatory obligations and give you long term knowledge on the costs of the property’s maintenance during your ownership.

To find out which survey best suits you and your property, please get in touch.

Contact Us

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Architecture & Design

View Architecture Website Sanderson Weatherall’s architecture department provides a high level of expertise both in design and technical solutions. Our goal is to work closely with our clients to understand their requirements and help achieve their ambitions through realistic design.

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View Architecture Website

Sanderson Weatherall’s architecture department provides a high level of expertise both in design and technical solutions. Our goal is to work closely with our clients to understand their requirements and help achieve their ambitions through realistic design.

[fulltext] =>

Working in unison with clients, we pride ourselves on our competence to fully understand their needs and develop this into a logical working brief. The finer detail is important and with our extensive understanding of both construction detail and development cost control, we provide innovative, yet achievable solutions.

The right design in the correct context is of vital importance and shapes the way in which we work and play. We aim to reduce the complexity and provide our clients with coherent designs that serve their purpose. We are providential to have sufficient experience to deliver and converse in all conventional sectors of architecture. We have a wealth of experience in all key areas of design development which allow us to develop projects from concept to completion.

Our Services

  • Feasibility and Conceptual Design
  • Masterplanning and Urban Regeneration
  • Commercial Office Design & Spatial Planning
  • Retail Design
  • Hospitality and Leisure
  • Residential
  • Commercial & Residential Interior Design
  • Conservation and Listed Building Design
  • Historic Church Design & World Heritage Site Works


We can assist our clients through all stages of architecture, from Appraisal, Design Development, Technical Design, Tender issue through to practical completion. As a company we recognise the importance of sustainability and pride ourselves on achieving ISO 14001Certification. We aim to assist our clients on understanding the significance of sustainable design and the conservation of fuel. We strive where appropriate to advise and integrate specific materials, technologies and systems into our designs which can be supplied from an approved sustainable source in order to minimise our effect on the environment.

As a department within a multi-disciplinary practice we have distinct advantages over our competitors, being able to offer our clients a wider knowledge base on property matters so we can ensure that all aspects of a development can be accommodated. From land purchase to funding, we work as one consultant to ensure all your requirements are addressed.

 

Contact Us

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Bristol: Building Consultancy

Job Title Graduate and Surveyor Opportunities Department Building Consultancy Principal Purpose of Job An opportunity to work alongside a dynamic growing team, to service existing instructions and to grow our local and national business. To build upon and expand the current client base at local and regional level. To promote the various service lines of Sanderson Weatherall and develop the business and reputation of Sanderson Weatherall in these key geographical markets. Specific Duties and Details of Actual Work To actively undertake core Building Surveying commissions such as Surveys, Design and Specification, Project Monitoring, Employers Agent, Project Management, Party Wall matters, Dilapidations, Defect Reporting, etc. To provide professional advice to clients for the use of buildings within both the Private and Public sector. To forge good working relationships with SW teams in our other offices. To ensure best practice and compliance with legal requirements is adhered to at all times. To ensure client care is a priority at all times and that client requests are dealt with effectively and efficiently. To ensure that all work is carried out competently, correctly and within the time required. To ensure quality procedures and records are maintained. To ensure fee management is maximised by providing interim accounts and details of fee recovery as required.  Qualifications/Experience MRICS qualified or working towards. Strong client relationship skills. Practical understanding of commercial property and building surveying procedures. Strong verbal & numerical skills and adept at report writing. A team player with an out-going persona and excellent communication skills. Ability to work independently with minimal supervision when necessary. Ability to work under pressure, manage time and assist the team in meeting deadlines. Commercial acumen, knowledge of competitors, business strategies. A current, full driving licence is essential. Physical Conditions The post holder will be based at Bristol but must be prepared to travel to sites on a regular basis. The South West region covers across to Reading, up to Coventry and down to Penzance and South Wales with the majority of work in the Bristol, Somerset, Dorset and South Wales region.    Job Development All employees are expected to keep abreast of developments in legislation and property regulations and must therefore be prepared to continually update their knowledge. All surveyors must satisfy the Continual Professional Development requirements of the RICS.  Health and Safety SW takes all reasonable steps to ensure that employees work in an environment where risks to their health and safety are properly controlled. Staff similarly have a responsibility to comply with the policies and procedures prepared by the Company and to ensure that their actions do not adversely affect their own safety or the safety of others. Full details of Sanderson Weatheralls’ obligations and the responsibilities of employees are contained in the Company’s Health and Safety Policy and Manual. Compliance with this policy is mandatory for all staff.  General Statement This job description is by no means exhaustive, but acts as a guideline for the main duties and responsibilities of the above named post and employees may be required to undertake duties and tasks not noted above. All employees are reminded that whilst in the employment of SW they represent the company and as such have a responsibility to provide a professional, courteous and efficient service at all times.  Contact For more information or to apply, please contact us at recruitment@sw.co.uk. 

Read More....

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Job Title

Graduate and Surveyor Opportunities

Department

Building Consultancy

Principal Purpose of Job

An opportunity to work alongside a dynamic growing team, to service existing instructions and to grow our local and national business.

To build upon and expand the current client base at local and regional level. To promote the various service lines of Sanderson Weatherall and develop the business and reputation of Sanderson Weatherall in these key geographical markets.

Specific Duties and Details of Actual Work

  • To actively undertake core Building Surveying commissions such as Surveys, Design and Specification, Project Monitoring, Employers Agent, Project Management, Party Wall matters, Dilapidations, Defect Reporting, etc.
  • To provide professional advice to clients for the use of buildings within both the Private and Public sector.
  • To forge good working relationships with SW teams in our other offices.
  • To ensure best practice and compliance with legal requirements is adhered to at all times.
  • To ensure client care is a priority at all times and that client requests are dealt with effectively and efficiently.
  • To ensure that all work is carried out competently, correctly and within the time required.
  • To ensure quality procedures and records are maintained.
  • To ensure fee management is maximised by providing interim accounts and details of fee recovery as required. 

Qualifications/Experience

  1. MRICS qualified or working towards.
  2. Strong client relationship skills.
  3. Practical understanding of commercial property and building surveying procedures.
  4. Strong verbal & numerical skills and adept at report writing.
  5. A team player with an out-going persona and excellent communication skills.
  6. Ability to work independently with minimal supervision when necessary.
  7. Ability to work under pressure, manage time and assist the team in meeting deadlines.
  8. Commercial acumen, knowledge of competitors, business strategies.
  9. A current, full driving licence is essential.

Physical Conditions

The post holder will be based at Bristol but must be prepared to travel to sites on a regular basis. The South West region covers across to Reading, up to Coventry and down to Penzance and South Wales with the majority of work in the Bristol, Somerset, Dorset and South Wales region.   

Job Development

All employees are expected to keep abreast of developments in legislation and property regulations and must therefore be prepared to continually update their knowledge. All surveyors must satisfy the Continual Professional Development requirements of the RICS. 

Health and Safety

SW takes all reasonable steps to ensure that employees work in an environment where risks to their health and safety are properly controlled. Staff similarly have a responsibility to comply with the policies and procedures prepared by the Company and to ensure that their actions do not adversely affect their own safety or the safety of others. Full details of Sanderson Weatheralls’ obligations and the responsibilities of employees are contained in the Company’s Health and Safety Policy and Manual. Compliance with this policy is mandatory for all staff. 

General Statement

This job description is by no means exhaustive, but acts as a guideline for the main duties and responsibilities of the above named post and employees may be required to undertake duties and tasks not noted above. All employees are reminded that whilst in the employment of SW they represent the company and as such have a responsibility to provide a professional, courteous and efficient service at all times. 

Contact

For more information or to apply, please contact us at recruitment@sw.co.uk

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